Reader’s Question:

Are there any discounts that I can get for my car insurance policy here in Connecticut if I’m a student?

Sean

Bridgeport,CT

Good question. Yes, there are some discounts that student drivers in Connecticut (as well as in most other states) are able to get. One of the most common of these is called the Good Student Discounts. If you are able to maintain an average grade of B or 3.0 your (or your parent’s) auto insurance company may grant you a Good Student Discount. Amounts vary between states but this type of discount can reach as much as 10%, which is already a significant help in keeping the usually costly insurance coverage for young people in check.

Here are other effective ways for you to maintain low cost car insurance:

1.You may choose to raise your policy deductibles to the next tier or higher, to lower your premiums. Just make sure that you can still comfortably pay that deductible once you do need it.
2.Look for other discounts you may be eligible for, this includes discounts for installing additional safety and security mechanisms on your car, for taking defensive driving lessons, accumulating a low annual mileage etc.
3.Now is not the best time to get traffic violations against your record. Even minor speeding tickets can cause your premiums to go up.
4.Who ever pays the bill may be interested in setting up an annual payment scheme with the car insurance provider, as this tends to cost less overall than monthly payments.
5.One of the most effective things you can do to get affordable car insurance is to use the Internet when shopping for rates. You can even use the free quote search tool found on this website to compare car insurance rates and providers, helping you get the policy that best fits your needs and budget.